Since 2013, inflation has risen by 37%. This means what took $1.00 to purchase an item in 2013 now takes $1.37 to purchase the same item in 2025. Unfortunately, insurance reimbursement has not risen 37% over the same 12-year period. In fact, taking into account inflation, you are actually being paid less in 2025 than you were in 2013, yet your expenses, especially health insurance, have increased drastically. For example, the Medicare conversion factor has decreased 5% since 2013. This session will teach participants what to consider when thinking of going out-of-network (OON) with an insurer. The session will discuss the pros and cons of submitting a claim to the insurance carrier on behalf of the patient and the 2 options when doing so. In addition, the session will teach participants what they must still do each visit regarding documentation and billing even though they have no contractual relationship with the insurance carrier.